A safari is the trip of a lifetime. It is also one of the most logistically complex trips to insure. Remote locations, wildlife encounters, medical evacuation distances — here is what your policy must cover.
Why Standard Insurance Fails on Safari
Most basic travel insurance excludes medical evacuation, which is the single most important coverage for safari travelers. If you have a medical emergency in the Masai Mara or Serengeti, the nearest advanced hospital can be 200-400km away. Helicopter evacuation costs USD 5,000-20,000. Without coverage, you pay out of pocket.
Medical Evacuation: The Critical Coverage
IATI includes full medical evacuation coverage: emergency transport to the nearest appropriate medical center, and repatriation to your home country if necessary. This is included in all plans, not sold as an add-on.
Yellow Fever and Vaccination Requirements
Kenya and Tanzania require Yellow Fever vaccination proof for travelers arriving from endemic countries. While IATI does not cover vaccination costs, the insurance certificate is required alongside your vaccination card for some border crossings. Consult your doctor 6-8 weeks before travel.
Wildlife Encounters and Accidents
IATI covers injuries resulting from wildlife encounters, vehicle accidents on safari roads, and falls during guided bush walks. As long as you are following official guide instructions and not engaging in unauthorized activities, coverage applies.
Choosing the Right IATI Plan for Safari
IATI Standard provides EUR 50,000 medical coverage and full evacuation — adequate for most safari travelers. IATI Premium provides higher sums and priority assistance, recommended for extended multi-country African itineraries.
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